By Sohil Rayani, Licensed Insurance Advisor · Updated October 5, 2026 · Part 2 of 3
What’s the difference between Super Visa insurance and visitors to Canada insurance?
Super Visa insurance is a specific type of visitors insurance built to meet IRCC’s mandatory requirements: minimum $100,000 coverage for at least one year, from a Canadian insurer. Regular visitors to Canada insurance is more flexible — you choose the coverage amount and trip length, and it’s not tied to a visa application. If your parents are coming on a Super Visa, you need the compliant version. For a regular short or 6-month visit on a visitor visa, standard visitors insurance is simpler and often cheaper. I can usually tell you in one short call which one your family needs — call or text Sohil Rayani at 647-567-6786 for a free quote.
How much insurance do my parents need for a 6-month visit to Canada?
For a 6-month visit on a regular visitor visa (not Super Visa), most families choose $50,000–$100,000 in emergency medical coverage, though $100,000+ is safer — a single hospital stay in Canada without insurance can run into the thousands per night. For Super Visa holders, $100,000 for one full year is the legal minimum. Older parents or anyone with health concerns should lean toward higher limits. I’ll compare a few coverage levels so you can see the price difference — it’s usually smaller than people expect. Call or text me at 647-567-6786.
Can my parents buy visitor insurance after they arrive in Canada?
In most cases, visitors insurance should be purchased before or on the arrival date — many insurers won’t sell a new policy after arrival, and some impose a waiting period before coverage begins. Buying early avoids any gap in protection. If your parents are already here and uninsured, don’t wait — call me right away at 647-567-6786 and I’ll check which insurers can still cover them and explain any waiting periods honestly.
Related: Super Visa Insurance FAQs — Jubilee Financials · Travel & Life Insurance FAQs — Jubilee Financials