Every winter, thousands of Canadians trade snow shovels for sunshine in Florida, Arizona, and beyond. But before you head south, one thing matters more than your itinerary: snowbird travel insurance Canada.
Your provincial health plan covers very little outside the country. A single day in a US hospital can cost more than your entire winter rental. A proper snowbird travel insurance plan covers emergency medical treatment, hospitalization, and trip interruptions for the full season you are away — so one bad day doesn’t wipe out your retirement savings.
Why Canadian Snowbirds Need Travel Insurance
- US healthcare is expensive. Without coverage, even a short hospital stay can run into the tens of thousands of dollars.
- OHIP and other provincial plans pay almost nothing abroad. You are responsible for the rest.
- Season-long plans exist. You can cover your entire winter stay with one policy instead of renewing again and again.
Buying early matters. Most plans require you to purchase before you leave Canada, and pre-existing conditions are assessed based on your health before departure — another reason to get covered well ahead of your flight.
Get Covered Before You Fly
Heading to the southern US this winter? Make sure your coverage is sorted before you pack the car or board the plane.
Call or text Sohil Rayani at 647-567-6786 for a free quote. Always with you — From Sales to Claims.
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